There are only 70 days left until Microsoft support for Windows XP expires. While that deadline seems ominously close now, it shouldn\u2019t come as a surprise. The OS is ancient, and Microsoft announced the intent to end support for Windows XP last April, so it\u2019s hard to fathom why 95 percent of the ATMs in the world still run Windows XP, and why banks haven\u2019t made it a higher priority to upgrade.\tAt the 2010 Black Hat conference in Las Vegas deceased security researcher Barnaby Jack famously demonstrated how to exploit an ATM machine and cause it to spit out cash as if you\u2019d hit the jackpot. Hacking an ATM machine may soon be much easier when Microsoft support for Windows XP expires in April because almost all of the ATMs still run Windows XP, and Microsoft will no longer be issuing updates or security patches for the OS.\tMicrosoft is offering continued support for a fee, and apparently major banks plan to take advantage of that service to make up for the fact that they\u2019re so far behind the curve. JP Morgan is reportedly buying a one-year extension of support from Microsoft and will begin converting its 19,000 ATMs to Windows 7 in July.\tFor customers, there probably will not be any significant increase in risk when using ATMs from major banks. Those institutions generally have better security in the first place, and they\u2019ll most likely follow JP Morgan\u2019s lead and purchase extended support from Microsoft to mitigate the risk while they catch up on upgrading their machines.\tYou might want to avoid the independent standalone ATMs that you typically find at gas stations and small \u201cmom & pop\u201d shops, though. There\u2019s a reasonable chance that the owners of those machines don\u2019t even realize they use Windows XP, and that they\u2019re not aware of the impending doomsday when support for Windows XP expires and open season from cybercriminals begins.\tFor the most part, though, it\u2019s not the customers who need to be concerned as much as the ATM owners. While it may be possible for an attacker to inject malware that might capture sensitive data and customer PINs, the greater risk is that an attacker could circumvent the system and cause the machine to spit out cash as Barnaby Jack demonstrated in 2010.\tATMs are just the tip of the iceberg, though. There are many kiosk and embedded systems that still run Windows XP, and things could get very interesting once Microsoft stops developing patches.