Since identity theft is so common especially as we use our credit cards for holiday shopping, we almost expect to be notified of a problem! This email appears to be notifying you of a technical difficulty, but it’s actually someone trying to take your bank account info.
Once they “verify your identity”, criminals now have access to your personal details, user ID, and password.
Take a look at the sender’s email address again – email@example.com
A legitimate email from USAA would come from the actual USAA domain (USSA.com).